Affordable Housing
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Housing where the occupant is paying no more than thirty percent (30%) of gross income for gross housing costs, including utility costs. Housing that is for purchase (with or without rehabilitation) qualifies as affordable housing if it: (1) is purchased by a low-income, first-time home buyer who will make the housing his/her principal residence; and (2) has a sale price that does not exceed the mortgages limit for single family housing in the area under HUD's single family insuring authority under the National Housing Act.
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Best Practice
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Programs, services, or processes that research or expert opinion has shown to be effective through measurable, demonstrated results.
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CAN
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Community Action Network
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Case Management
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A holisitc, systems process in which a case manager works with a client to help the client reach and maintain his or her goals (optimum level of funsctioning, maximum level of autonomy, and economic self-sufficiency). It involves developing a mutally agreed-upon plan of action between the case manager and the client that can assist the client in living as independently and productively as possible.
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CDBG
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Community Development Block Grant - a flexible federal annual funding program that allocates monies to cities and participating jurisdictions by formula.
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Continuum of Care
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A comprehensive and coordinated housing and service delivery system. This approach helps communities plan for and provide a balance of emergency, transitional, and permanent housing and service resources to address the needs of homeless persons so they can make the critical transition from the streets to jobs and independent living.
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Disability
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According to the HUD, a person shall be considered to have a disability if the person is determined to have a physical, mental, or emotional impairment that: (1) is expected to be of long-continued and indefinite duration, (2) substantially impeded his or her ability to live independently, and (3) is of such a nature that the ability could be improved by more suitable housing conditions. A person shall also be considered to have a disability or he or she has a developmental disability as defined in the Developmental Disabilities Assistance and Bill of Rights Act (42 U.S.C. 6001-6006). The term also includes the surviving member or members or any said household who were living in an assisted unit with the deceased member of the household at the time of his or her death.
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"Doubled Up"
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Sharing housing with other families or individuals
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Down Payment
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The portion of the purchase price of a home which the borrower cannot borrow from the first mortgage lender.
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Down Payment Assistance
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Funds which are provided by the issuer or another third party which can be used to offset a portion of the borrower's down payment.
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Federal Housing Assistance
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Federal rental assistance programs pay rents that are a percentage of the household's adjusted income-usually 30 percent. This formula allows even the poorest households to live in assisted housing.
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Homeless Family
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Family without shelter that includes at least one parent or guardian and one child under the age of eighteen, a homeless pregnant woman, or a homeless person in the process of securing legal custody of a person under the age of eighteen.
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Household
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One or more persons occupying a housing unit.
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Housing Unit
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An occupied or vacant house, apartment, or a single room (SRO housing) that is intended as separate living quarters (U.S. Census definition)
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HUD
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United States Department of Housing and Urban Development
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Living Wage
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An earning level that supports self-sufficiency without reliance on public and private subsidies
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MHMR
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Mental Health and Mental Retardation
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MIS
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Management Information System
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MSO
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Managed Services Organization
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NIMBY (Not In My Backyard).
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Neighborhood organizations, other community groups and residents who organize effectively to stop the siting of land uses ranging from public facilities, social service providers, affordable housing (especially multifamily housing) and industrial facilities. This phenomenon is called "NIMBY" since residents often support the goal of affordable housing as long as it is not located near their homes.
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Not-for-Profit Organization
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Any public or private, nonprofit organization that 1) is organized under state or local laws; 2) has no part of its net earnings insuring to the benefit of any member, founder, contributor, or individual, and 3) is neither controlled by, nor under the direction of, individuals or entities seeking to derive profit or gain from the organization.
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Project-Based Rental
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Assistance Rental assistance provided for a project, not for a specific tenant. Tenants receiving project-based rental assistance give up the right to that assistance upon moving from the project.
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Public Housing Authority
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Any state, county, municipality, or other government entity or public body (or its agency or instrumentality) that is authorized to engage in or assist in the development or operation of low-income housing. The term includes any Indian Housing Authority.
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Rental Assistance
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Rental assistance payments provided as either project-based rental assistance or tenant-based rental assistance.
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Section 8 Certificate/Voucher
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Federal rental assistance programs. Participants pay 30 percent of their income for housing that meets HUD inspection and rent standards. A voucher allows the participant to rent a unit above allowable rents if they pay the difference.
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Sheltered
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Families and persons whose primary night-time residence is a supervised publicly or privately operated shelter, including emergency shelters, transitional housing for the homeless, domestic violence shelters, residential shelters for runaway and homeless youth, and any hotel/motel/apartment voucher arrangement paid because the person is homeless. This term does not include persons living doubled up or in overcrowded or substandard conventional housing. Any facility offering permanent housing is not a shelter, nor are its residents homeless.
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SSDI
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Social Security Disability Insurance
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Substandard Housing
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A housing unit lacking complete kitchen or bathroom (U.S. Census definition). By local definition, dwelling units that do not meet standard conditions but are both financially and structurally feasible for rehabilitation. This does not include units that require only cosmetic work, correction or minor livability problems, or maintenance work.
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SSI
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Supplemental Security Income
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Supportive Housing
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A housing, including housing units and group quarters, that has a supportive environment and includes a planned service component.
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Tenant-Based Rental
Assistance
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A form or rental assistance in which the assisted tenant may move from a dwelling unit with a right to continued assistance. The assistance is provided for the tenant, not for the project.
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Transitional Housing
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Short to long-term housing (6 to 24 months) available for individuals or families who are homeless, or are leaving temporary shelters or institutions, and currently do not have permanent housing. Transitional housing includes case management and other supportive services designed to help individuals develop any life, job, or educational skills they may need to live on their own.
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Universal Living Wage
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Universal Living affects all workers. It ensures that anyone working a 40-hour week should be able to afford housing based on the wage earned. The Universal Living Wage is based on a single national formula. The formula relates the minimum wage to the local cost of housing throughout the United States
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